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Who Can Qualify?
Reverse Annuity Mortgage

All borrowers must be 62 and older

Reverse Annuity Mortgage

Occupy the home as your principal residence

Why Get a
Reverse Mortgage?
Reverse Home Mortgage

No repayment for as long as you occupy your home

Reverse Home Mortgage

No taxes are paid on the cash from Reverse Mortgages

Reverse Home Mortgage

No pre-payment penalty with Reverse Mortgages

Reverse Home Mortgage

You may sell your home at any time

Reverse Home Mortgage

Cash may be used for any purpose

Reverse Home Mortgage

Social Security and Medicare benefits are NOT affected by Reverse Mortgages

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FIND OUT IF A REVERSE MORTGAGE IS RIGHT FOR YOU
   

The United States Department of Housing and Urban Development (HUD) created Reverse Mortgages in 1989 to give older Americans greater financial security.

Reverse Mortgages are becoming increasingly popular in America. Long before the  current economic disasters facing our America it was obvious that Reverse Mortgages would be a major solution to the impending financial burden of 78 Million Baby Boomers.

This Site is A Free Service Sponsored by Seniors for Senior Homeowners, their Families, Friends, Financial Advisors and Non-Profit Counselors. We have successfully helped thousands of consumers 'Get the Truth' about all available options.
 
Qualifying for a Reverse Mortgage. To be eligible for a HUD Reverse Mortgage you must be a homeowner 62 years of age or older and you are required to meet with a HUD Approved Counselor to make sure you understand what this program can mean to you.
   
What Can You Do With the Money? The tax free proceeds from a Reverse Mortgage can be used for anything. Your unpaid mortgage balance, if any, must be paid off from the proceeds of the reverse mortgage.
 
There are No Credit, Income or Health Requirements.
With a Reverse Mortgage, you can turn the value of your home into cash without having to repay the loan for as long as you live there.

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