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In 1989 the United States Department of Housing and Urban Development (HUD) created Reverse Mortgages as a "Safe and Highly-Regulated Plan" to give older American Homeowners (over 62) greater financial security.
 
Who Qualifies for a HUD Reverse Mortgage?
 
To be eligible for a HUD Reverse Mortgage, HUD's Federal Housing Administration requires that you are a homeowner 62 years of age or older; have a very low outstanding mortgage balance or own your home free and clear; and that you meet with a HUD-approved counseling agency -- to make sure you understand what a HUD Reverse Mortgage will mean for you.
  
 

How Do Reverse Mortgages Work   Types of Reverse Mortgage Loans   How Much Money Can You Borrow   What Can You Do with the Money   RM's as an Estate Planning Tool   Long Term Care & Reverse Mortgages

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